Tk travel insurance outside europe. Yes, you will be covered everywhere in the EU. It's maybe a thing to think about when you travel more. GERMAN STUDENT INSURANCE is the public health insurance for students offered by DR-WALTER in cooperation with Techniker Krankenkasse (TK). In Kooperation mit der Techniker hat die Envivas Krankenversicherung AG private Zusatztarife für Sie entwickelt, die Ihren TK-Versicherungsschutz optimal ergänzen. Countries covered by our European travel insurance include: The UK Continental Europe Islands in the Mediterranean The Channel Islands The Isle of Man Morocco Algeria Tunisia Libya Egypt Israel Turkey Madeira The Canary Islands The Azores The Republic of Ireland Iceland Russia Aug 22, 2025 · / Which benefits are covered by the European Health Insurance Card (EHIC)? If you have to go to the doctor, dentist, hospital or pharmacy, your EHIC will cover all medically necessary services that cannot wait until you return to Germany. However, if you don’t need a Schengen Visa, you may ask yourself, Do I need travel insurance for Europe? Well, it’s always a good idea. Martin Salomon is your personal advisor from TK health insurance & takes care of foreigners who plan to settle down in Germany to work or study. g. Turkish Airlines Check with TK. Our European travel insurance covers all of Europe* and some destinations outside mainland Europe, such as Morocco. Quick, secure, uncomplicated: Take advantage of health insurance the smart way. Who can take out private travel health insurance with Envivas? Members of the Techniker Krankenkasse and all insured family members residing in Germany can take out private travel health insurance with Envivas. You can use your EHIC if you’re traveling abroad outside of Germany, meaning in member states of the EU (including Norway, Iceland, Liechtenstein and Switzerland). Mar 12, 2026 · Supplementary insurance to cover your treatment costs abroad You will need supplementary, private travel medical insurance in virtually every country outside Europe because TK is unable to cover any medical expenses incurred there. Watch the videos. 22. Oct 15, 2020 · Die langfristige Auslandskrankenversicherung der TK Die Police TravelXL ist für diejenigen interessant, die eine einmalige Reise mit einer Dauer von mindestens 61 Tagen bis maximal 365 Tagen Aug 19, 2025 · The TK eHealth card lets you use medical services throughout Germany. We will cover benefits, costs, documents needed, & more. Some policies may also cover certain countries outside Europe, such as Egypt, Tunisia and Morocco. As an international student, you are well covered during your studies in Germany. However, private cover is also recommended when travelling to other European countries. Noch mehr Leistung bietet Ihnen der EuropaService der TK. . Mar 16, 2026 · Gut zu wissen, dass die TK zahlreiche Leistungen in den Staaten übernimmt, die dem Europäischen Wirtschaftsraum angehören oder mit denen die Bundesrepublik Deutschland ein Sozialversicherungsabkommen geschlossen hat. 3 days ago · Compare European travel insurance to provide protection for losses and medical expenses when travelling to a European Union country. Using Health Insurance (TK) outside of Germany? Hello there, I was wondering if anybody has experience using the TK card outside of Germany. Fill in the easy online application and become a member of TK, named Germany’s best health insurance fund by Focus Money business magazine. If you're moving abroad, whether with the military, government, or as an expat, GEICO Insurance Agency has multiple carrier partners that can help take the hassle out of Travel Advisories keep U. TK Premium Flex is a so-called deductible tariff. 6 days ago · The European Health Insurance Card (EHIC), on the back of your TK eHealth card, provides you insurance cover throughout Europe . I was a TK customer from 2015 to 2021. com, or another comparison site, to get a list of policies. While Turkey has strong ties with Europe, it’s not a member of the European Union. Jan 7, 2026 · The top international travel insurance companies provide robust trip cancellation, trip interruption and medical coverage. Are International Students Eligible for Health Insurance with TK? Aug 25, 2025 · Supplementary insurance is essential if you are travelling to countries outside Europe. Jan 7, 2026 · Compare the top companies for coverage and protection of your travel plans. Enhance your travel experience with XCover Travel Insurance, and ensure peace of mind and exceptional service throughout your trip. Then check what the policies scored by searching our tables. Ihre Vorteile: + Versicherungsschutz für unbegrenzt viele Privat- und Geschäftsreisen Apr 29, 2021 · This page looks at why you should choose Techniker Krankenkasse (TK) as your German health insurance provider. Even for travel within Europe, private insurance is advised. The remaining 10% for each prescription per package should be covered by you. Please note that overseas insurance isn't travel insurance and doesn't include health insurance. A travel insurance policy provides financial protection against unforeseen events, such as medical emergencies, trip cancellations, lost baggage or delayed flights. Nov 9, 2024 · If you are travelling outside Germany, you must be equipped with their travel medical policy, as TK health insurance does not cater to students outside Germany. This is my review of their services. TK Public Health Insurance Find out all you need to know about the TK public health insurance in Germany. In Europa sind Sie mit der Europäischen Krankenversicherungskarte gut abgesichert. Profitieren Sie von einer umfassenden und kostenlosen Auslandsreise-Krankenversicherung für Sie und Ihre Familie. TK members from abroad share their experience with health insurance in Germany and with TK. Compare travel insurance from 44 leading providers and get rewarded when you compare with us. TK offers award-winning health insurance for students. If you’re going outside of the EU, you can check out TK’s supplement insurance, Envivas, for just a symbolic annual sum. Jan 20, 2026 · Auf der Rückseite Ihrer TK-Gesundheitskarte befindet sich die Europäische Krankenversicherungskarte (EHIC). Alles zum Krankenversicherungsschutz bei Urlaubsreisen in Europa, bei Fernreisen, wenn Sie im Ausland wohnen oder längere Zeit ins Ausland gehen. Learn what to look for in travel insurance for Europe. Was wondering if the visit/treatment would be covered. Does TK health Getting European travel insurance is one of the main requirements for obtaining a Schengen visa, whether for traveling, studying, or working overseas. Please note that TK will not cover the cost of over-the-counter medications. Compare quotes today! Nov 22, 2024 · European travel insurance policies typically cover all countries in Europe. Each health insurance company has the minimum coverage set by the state. It is one of the largest insurers in the country. The German Federal Foreign Office also provides information which may be useful in an emergency. The European Health Insurance Card (EHIC) is located on the back of your TK eHealth card. There are also special agreements with some non-European countries that ensure you have access to the best possible care there, too. The TK-TravelMediCall team is happy to advise and assist you before and during your trip - 24 hours a day, 365 days a year. TK eHealth Card The TK eHealth card lets you utilise medical services all throughout Germany. - Customer Service: Barmer also provides multilingual customer service and a well-organized app for managing your insurance and health claims. Jan 7, 2026 · The best travel insurance companies for Europe offer ample benefits for trip cancellations and interruptions, medical emergencies and evacuations, baggage loss or damage, and more. With this optional tariff, you decide which coverage you do not need. Feb 13, 2026 · You will find the EHIC on the back of your TK eHealth card. 08. You are also well-covered with the EHIC in all EU states as well as in many other European countries and even in certain non-European territories. Mar 23, 2022 · TK / Techniker is one of the most popular health insurances for expats and students. Jun 4, 2024 · If you're planning to travel across Europe for your holidays, it's important to know which destinations are covered by your European travel insurance policy. Jan 6, 2026 · Get TK health insurance online in just a few minutes by filling out the simplified application form in English provided by Feather and claim your free travel insurance via email afterward. Does TK coverage extend to other countries? If I fall sick on a vacation in another country and need to visit a doctor/hospital, Can I send the invoice to TK (my health insurer) to reimburse the costs? Aug 10, 2024 · What are some recommended plans for overseas travel insurance provided by "t@biho"? What are miscellaneous expenses covered under overseas travel insurance? What are the considerations and options for TK insurance coverage abroad? What are some key features of international travel insurance? For countries outside of Europe, it is generally recommended to have private travel health insurance since TK cannot cover the costs there. TK is Germanys best Health Insurance provider according to Focus-Money. You will need private travel medical insurance in virtually every country outside Europe because TK is unable to cover any medical expenses incurred there. Enter Techniker Krankenkasse (TK), one of Germany’s most popular health insurance companies. This guide explains the requirements to receive sick You are in europe and you have your european TK-insurance card? Then you should be good. Private cover is also recommended when travelling within Europe. Apply online today! Health insurance in Germany Techniker Krankenkasse is not only Germany’s largest statutory health insurance fund, but also the best one - that’s the result of a test conducted by Focus Money business magazine (issue 7/2026). Get a quote today! Jul 4, 2025 · Does TK health insurance cover prescription medicine? Yes, TK covers up to 90% of the cost of medication prescribed by your doctors or other medical professionals. Travel Insurance Every journey is an experience, whether it is a long-awaited vacation, a business trip or an overseas study plan. Hello everyone! I am an international student living in Germany and currently ensured with TK. Benefits differ from company to company, please check with the insurance provider directly. Join the TK Bonus Program, get dental coverage, and more. May 23, 2025 · As a student in Germany, you will need to take out health insurance or provide proof of valid health cover if you do not come from an EU or EEA country, Switzerland, the UK or a country with a social security agreement with Germany. English-speaking assistants available 24/7High-tech medicine and contracts with specialistsAccess to healthcare throughout EuropeFree cover for family membersEnglish-language apps and online services Join TK Dec 3, 2023 · Travel insurance: On the back of your TK health card you have the equivalent of the European Health Insurance Card, which allows you to receive urgent medical assistance in a foreign country inside Europe (same benefits as locals). Find a policy to suit your needs for your next holiday. What does TK health insurance cover? TK covers a wide range of medical treatments. 5 days ago · Find the best travel health insurance in Germany. Mar 12, 2026 · Discover how TK covers your health in Germany and abroad – from medical care with the EHIC to additional cover for trips outside Europe. Such as, coverage for every medical speciality (what is covered and what is not!), policy regarding coverage abroad (outside and inside EU countries), wellness Who are Techniker Krankenkasse (TK) Techniker Krankenkasse has many foreign insurance members and provides the Electronic Health Insurance Card (EHIC) for free choice of doctors. Sick pay provides financial support during difficult times. But travel can come with surprises. Apr 28, 2025 · If you leave Germany permanently: Please remember to terminate your insurance cover with TK. Mr. I used mine in the UK once (pre brexit) without a problem. for vaccination information. Everything you need to know about health insurance cover for holidays in Europe, long-distance travel and living or spending extended periods abroad. From English-speaking support and an easy sign-up process to market-leading coverage and a reliable claims process, we explore why TK is a firm favourite among expats living in Germany. The TK Health card includes a European Health Insurance Card (EHIC) on the back which covers the cost of temporary and emergency treatment whilst travelling abroad in an EU country (as well as Norway, Iceland, Liechtenstein and Switzerland). Nov 7, 2025 · Travel insurance. As I mentioned in my guide to the best international travel insurance companies, you should buy coverage TK-PrämieFlex Would you like to personalize your insurance cover? Then TK-PrämieFlex is just the thing for you. Here you can find more information about the coverage and the price. You will receive a Cashback bonus for this. TK offers two option: One through its partner, Envivas (chargeable) and one directly through TK which they call TK Tariff traveller. Envivas benefits Are you insured with TK? Take advantage of our supplementary insurance – affordable and tailored to you and your life circumstances. If you are planning on doing something you could have send back with an emergency transport you should get "Auslandversicherung" from TK, otherwise you are good. 89 for a week in Europe. On this page What is TK? Cost Feb 13, 2026 · The European Health Insurance Card (EHIC) is on the back of your TK eHealth card. This unique position creates an interesting challenge for travel insurance companies. Learn about European travel insurance. citizens informed about destination-specific risks and essential precautions, making your travel abroad safer. Dec 5, 2025 · Want the cheapest travel insurance policy or insurer? Follow the links to confused. English-speaking assistants available 24/7High-tech medicine and contracts with specialistsAccess to healthcare throughout EuropeFree cover for family membersEnglish-language apps and online services Join TK Apr 14, 2023 · European travel insurance typically covers countries within the European Union and nearby nations such as Switzerland or Turkey. In Ländern außerhalb Europas brauchen Sie fast überall eine private Auslandsreise-Krankenversicherung. Simply add travel protection to your plane ticket at the checkout and enjoy the advantages it brings, including coverage for flight cancellations, lost luggage, and health insurance. Discover all your options for health insurance in Munich Germany. When I was traveling outside of the EU for three months, I got travel insurance with one of their partners and my membership has been paused as long as I was outside of the EU. Travel health insurance Additional protection for both short and long-term travellers, for business or leisure Strong coverage for outpatient and inpatient treatments abroad 24/7 telephone accessibility Turkish Airlines Nov 27, 2023 · Travel insurance offers financial protection against things that could go awry, both before and during your trip. Denn wir können Ihnen keine Kosten aus diesen Ländern erstatten. Overseas insurance is an easy way to protect your car, motorcycle, or personal property when you move to a different country. Below, you’ll find everything you need to know about getting health insurance with TK as an international student. In this review, you can find my honest opinion about TK and why I would recommend it to anyone who is looking for public health insurance in Germany. I am currently staying in Vienna for a few weeks and have really crazy tooth pain and would like to visit a dentist here. I had their health insurance as an intern, as an employee and as a freelancer. Ob alleine oder in der Familie - TravelPlus ergänzt diese Leistungen weltweit. TK Traveller – travel insurance package as a bonus This innovative excess plan gives you health insurance cover worldwide and comprehen-sive service when travelling abroad (thanks to our partner, Envivas Krankenversicherung AG). Use your European Health Insurance Card (EHIC). Here we will provide you a general example of what public health insurance should cover. Learn which countries are covered by European travel insurance, which EU and non-EU nations, and why having coverage is essential for your trip with our guide. Buy single trip travel insurance from £6. There are hundreds of options, both public and private. TK's cooperation partner Envivas provides excellent travel health insurance cover. This is because we are unable to cover any of your medical expenses if you are travelling to destinations such as Africa, the USA, Canada, South America, Australia or Asia. Mar 22, 2013 · Guidance Foreign travel insurance If you’re travelling abroad, you should take out appropriate travel insurance before you go. Aug 11, 2025 · Protect your trip, health, and costly travel items with insurance for medical coverage abroad, evacuations, trip cancellation, and auto damage or accidents. We've also written comprehensive reviews of the best and biggest insurers – just click on the links in the table to read them. Feb 17, 2026 · It’s hard to choose German health insurance. We would like to show you a description here but the site won’t allow us. Oct 30, 2024 · Are you looking for travel insurance Europe? Find out what type of cover to consider and more travel tips in this handy guide. It’s the largest public health insurer in Germany. Discover Techniker Krankenkasse, Germany's top public health insurer with comprehensive packages for millions. An exception is the TravelXF plan: here, individuals who are not members of the TK or insured through a family plan can also be covered. In North Macedonia, Montenegro and Serbia, the EHIC is only valid for emergency services. Read on for more details of the most important services available to you as a member of TK. What is TK-Flex?TK-Flex is an elective tariff that allows you to opt out of certain health insurance services as part of your TK health insurance coverage. S. - Coverage: Barmer offers similar coverage to TK, including general healthcare, hospital care, maternity care, mental health services, dental care, and more. For instance, their 24/7 English-speaking customer support line and free appointment service that would help to choose the right clinic for your visitation. I would like to know WHERE I can find DETAILED information regarding my insurance. TK is your ideal health care partner - not only in Germany, but also when you travel to other European countries. 90/year and discover the best coverage for expats. You might have heard of Techniker Krankenkasse already. Compare single-trip travel insurance quotes today to see if you could save. TK international insurance I would like to extend my TK health insurance so that I and my family are insured during our yearly India visit ( around one month mostly). Join the TK Feb 12, 2026 · An overview of the costs TK covers for travel vaccinations, the conditions which apply and how to get a reimbursement. Smart abge­si­chert. This means you should always take your card with you when you travel. Don't get caught out on holiday - get award-winning European travel insurance with Staysure™. Compare quotes and find the right cover for you. In return, you receive cashback for every Do you need travel insurance for Europe? Read our guide to see how you can benefit from European cover. Mar 10, 2026 · Are you wondering, "Does my health insurance cover international travel?" It depends, but there are options for additional coverage when traveling abroad. 2025 Mar 5, 2025 · TK supplementary benefit: travel vaccinations as a non-statutory benefit TK supplementary benefit: HPV vaccinations for women and men aged from 18 to 26 TK supplementary benefit: flu vaccinations for insurees under 60 years of age TK supplementary benefit: tick-borne encephalitis vaccinations outside TBE risk areas Feb 22, 2024 · Discover the benefits and bonus program offered by Techniker Krankenkasse (TK), one of Germany's leading private health insurance providers. You can use this in many European countries when you visit a contracted doctor's surgery or a statutory health insurance (SHI)-accredited hospital. May 12, 2024 · Unplanned medical treatment during a holiday or temporary stay in another EU country. Join TK, rated as Germany's best health insurance fund. Mar 21, 2024 · TK-TravelMediCall Help from the German Federal Foreign Office Call the TK-TravelMediCall hotline to get medical advice. Without proof of valid health insurance cover, you cannot enrol at your university in Germany. The EHIC ensures access to healthcare in all 27 EU states as well as many other European countries and even in certain non-European territories. Feb 12, 2026 · Your European Health Insurance Card (EHIC) is located on the back of your TK eHealth card. Feb 13, 2026 · With the TK eHealth card, you are not only entitled to the best medical and hospital treatment in Germany, your eHealth card gives you optimal cover in almost all European countries as well. Cancellation cover included. How exactly does it work? It’s easy: the European Health Insurance As a TK member, you are covered for medically necessary treatment when travelling in Europe. Whether online, by e-mail or telephone or in a face-to-face conversation - TK is at your service around the clock. The main advantage of TK services is their adaptivity to the needs of foreigners. Just fill in the application form and we'll handle the rest. Jan 18, 2026 · Wondering which health insurance company you should choose in Germany? Not sure if TK (Techniker Krankenkasse) is the best choice for you? I am insured with TK for 11 years now and my whole family is with TK. According to the Turkish Tourism Board, only 3% of Turkey’s landmass is in Europe, while 97% is in Asia. Jul 16, 2024 · Along with your TK health card, you will also receive the European Health Insurance Card (EHIC). The European Health Insurance Card (EHIC) is on the back of your TK eHealth card. As the airline that flies to the most countries in the world, we reunite the continents and bring you together with your loved ones and dreams. What is Techniker Krankenkasse Public Health Insurance and how much it costs? What is TK Public Health Insurance coverage? How long does TK Health Insurance application and activation process takes? Safe travels The European Health Insurance Card (EHIC) on the back of your TK health card entitles you to medically necessary treatment in all EU member states – the same applies in countries with which a treaty has been signed provided you present proof of your entitlement. This fee is a minimum of €5 and up to a maximum of €10. Health insurance cover also applies when travelling in other EU countries TK Travel Telephone ("TK-ReiseTelefon") - e. Learn how German health insurance works abroad, how to use your European Health Insurance Card (EHIC) and when you need additional insurance. From preventive care to dentures, TK offers comprehensive services for its members. TK-Tarif Travel­ler: Welt­weit unter­wegs. Expatrio's public health insurance partner is Techniker Krankenkasse (TK). Jul 10, 2024 · Discover TK's health insurance plans for international students in Germany, offering comprehensive coverage, online services, and student benefits. Techniker Krankenkasse (TK) is a statutory health insurance fund, the largest one in Germany. Compare plans from €9. bujxuh lgntsuv xzebk davpzia uctp wkuvkcr qbuo oyueziun jde baty